@book{307802,
	author = {Millard, S.},
	title = {The future of payment systems /},
	publisher = {Routledge,},
	year = {2008},
	series = {Routledge international studies in money and banking ;},
	address = {London ;},
	note = {Papers from a conference held at the Bank of England ond 19-20 May 2005.}
}