04319nam a2200433   4500008004100000040002200041041000900063043001200072050001700084100003300101245011400134264011700248300004700365336002200412337002600434337002400460338002400484338003300508347002800541500003800569500013400607502006900741504005900810520224500869650002703114650005103141650003503192655002703227690008903254700005103343700004603394700005303440710009903493856009403592900001103686942001603697999001903713952015303732230816s2021    my a   f  m   000 0 eng d  aUIAM beng erda   aeng   aa-my---00aHG178.33.C161 9576152aAlfin, Sleseauthor   aIslamic microfinance in Cambodia : beconomic impact on poverty alleviation among households /cby Sles Alfin 1aKuala Lumpur :bKulliyyah of Economics and Management Sciences, International Islamic University Malaysia,c2021  axiv, 209 leaves :billustrations ; c30cm.  atext 2rdacontent  2rdamediaaunmediated   2rdamediaacomputer   2rdacarrieravolume   2rdacarrieraonline resource   2rdaftatext file bPDF   aAbstracts in English and Arabic.
  a"A dissertation submitted in fulfilment of the requirement for the degree of Doctor of Philosophy (Economics)." --On title page.
  aThesis (Ph.D)--International Islamic University Malaysia, 2021.
  aIncludes bibliographical references (leaves 179-194).
  aPoverty remains a dire problem for many Cambodians. Several intervention programmes have been launched to eradicate poverty since the end of the civil war in 1990s. This research examines factors that influence households to become Islamic microfinance beneficiaries and assesses its impact on poverty alleviation in Cambodia. The survey questionnaire was personally administered to collect data, with a total sample size of 313 consisting of treatment group (203) and controlled group (110). Logistic regression and ordinary least square were used to determine factors influencing accessibility and assess the impact of Islamic microfinance on household economic performance in the form of income, expenditure, and durable assets. In addition, the poverty measurement was constructed using the Foster, Greer, and Thorbecke (FGT) approach. The result of the average marginal effect showed that household with good social networks are more likely to become Islamic microfinance beneficiaries by 21.6%. Similarly, owning a house increased the probability of becoming beneficiaries by 18.5 %, holding other variables constant. The explanatory variables such as occupation (fisherman), education (illiterate), gender (female), and age suggested a significant positive relationship with Islamic microfinance accessibility. The findings of the economic impact at household level showed that receiving Islamic microfinance facilities had a positive significant impact on household income (7.2%) and household expenditure (4.7%) but the coefficients were very small and did not suggest a significant relationship with household’s durable assets. However, the poverty measurement indicated that Islamic microfinance as an intervention programme could reduce the ratio of headcount poverty, poverty gap, and poverty severity. The headcount ratio of beneficiaries reduced from 87% to 44% upon joining the Islamic microfinance programme. This pioneering study on Islamic microfinance in Cambodia offers important implications to several stakeholders including the Muslim community, academics, Islamic microfinance institutions, community leaders, and the government.

Keywords: Islamic Microfinance, Impact Assessment, Poverty Alleviation, Cambodia 
 0aMicrofinancezCambodia 0aMicrofinancexReligious aspectsxIslam9613368 0aPoverty xPreventionzCambodia 0aTheses, IIUM local964  aDissertations, AcademicxKulliyyah of Economics and Management ScienceszIIUM91951901aMohamed Aslam Haneefedegree supervisor916965 0aNorma Md. Saadedegree supervisor938562500aMohd Nahar Mohd Arshadedegree supervisor96236922aInternational Islamic University MalaysiabKulliyyah of Economics and Management Sciences916941uhttps://studentrepo.iium.edu.my/entities/publication/8161119b-183b-4358-8e03-cb79fbbbe884  asz-nbm  2lcccTHESIS  c516899d548316  00102lcc40738IIUMTHESISaIIUMbIIUMcTHESISd2023-07-04eMGIFTot HG 178.33 C16 A387I 2021p11100484238r2023-07-04 00:00:00w2023-07-04yTHESIS